Before letting your CD roll over, consider this… Most people don’t associate CDs with possible risk. After all, they offer guaranteed income and are FDIC insured up to $100,000 per financial institution. The risk comes in if you depend too much on CDs to reach your long-term financial goals, like retirement. When you’re planning for retirement, your investments need to grow. While they may offer security, CDs may not provide the long-term, inflation-beating growth potential you need. Please contact me before your CD matures, since many financial institutions will automatically roll over your CD unless you contact them.